Products & Services

Everyday financial tools built for Zambia — for you, your community, and your business.

Bevura App
Flagship Product

Bevura E-Wallet — Your Trusted Financial Companion

Bevura is your go-to mobile app for fast, secure financial transactions. Experience seamless transfers, group savings, and bill payments — all in one place.

Powered by Yafika Mobile Money Limited — a licensed fintech regulated by the Bank of Zambia (License No. 06/PSB/2024) and integrated with the National Financial Switch for instant interoperability with every Zambian bank and mobile wallet. Bevura brings Village Banking, Mobile Money, and Bill Payments together in one secure place on your phone.

Powerful Features

Everything you need for modern financial management — built in Zambia, for Zambia.

Baobab Village Banking

Baobab Village Banking

Take your community savings and lending group digital. Bevura automates calculations, tracks contributions, manages loan disbursements, and keeps records transparent for every member.

Tisonke Group Contributions

Tisonke Group Contributions

Pool funds for shared goals like weddings, funerals, or events in a non-interest-bearing wallet — with full transaction visibility for every member.

Airtime & Data

Airtime & Data

Top up airtime and data bundles for any Zambian network — Airtel, MTN, Zamtel, or ZedMobile — in seconds, for yourself or your beneficiaries.

Fund Transfer

Fund Transfer

Instantly transfer funds to other wallets, banks, or mobile money operators — with the security, low fees, and saved beneficiaries you'd expect.

Merchant Payments

Merchant Payments

Accept payments by QR code or shortcode — from market stalls to storefronts. No card reader, no setup fees, money straight to your Bevura wallet.

Bill Payments

Bill Payments

Settle essential bills with ease — utilities, water, TV subscriptions, and more, directly from your Bevura wallet. Say goodbye to long queues and late fees.

ZESCO Electricity

ZESCO Electricity

Buy ZESCO tokens any time of day, from anywhere in Zambia. Your token arrives by SMS — ready to punch straight into the meter.

Physical & Virtual Cards

Physical & Virtual Cards

Coming soon. Get a secure virtual card for online purchases or a physical card for in-store shopping and ATM withdrawals — with global acceptance.

For Business & Developers

Enterprise-grade payment rails, built on the same infrastructure that powers Bevura.

Coming Soon
Payment Gateway

Payment Gateway

Accept online payments on your website or app with a few lines of code. Clean APIs, clear docs, and settlements direct to your account.

Coming Soon
Bulk Payments

Bulk Payments

Pay salaries, suppliers, or stipends to hundreds of recipients in one upload. Built for payroll, NGO disbursements, and government payouts.

Coming Soon
Yafika Merchant

Yafika Merchant

The complete merchant platform for Zambian businesses — accept payments by QR and shortcode, manage tills and staff, track transactions in real time, and reconcile straight from your dashboard. From market stalls to chain retailers.

Ready to Get Started?

Download Bevura and take control of your finances — or talk to our team about enterprise solutions.