Save, Send, Pay Bills,
Stay Secure with Bevura.
The Bevura E-Wallet is your go-to mobile app for fast, secure financial transactions — seamless transfers, group savings, and bill payments, all in one place.
Welcome to Yafika
Yafika Mobile Money Limited is a licensed fintech regulated by the Bank of Zambia (License No. 06/PSB/2024). Bevura is our flagship E-Wallet — the app that lets Zambians save in groups, send cash, pay bills, and stay secure, all from one place.
Bevura is integrated with the National Financial Switch, giving you instant reach to every Zambian bank and mobile wallet from one app. And beyond Bevura, we're building the payment rails behind it — gateways, bulk payouts, and merchant tools for businesses and developers who want to move money in Zambia.
BOZ
Regulated & Licensed
5+
Financial Services
NFS
Connected to every Zambian bank & wallet
ZM
Built for Zambia
Powerful Features
Everything you need for modern financial management — today in Bevura, tomorrow for business.
Baobab Village Banking
Take your community savings and lending group digital. Bevura automates the maths, tracks contributions, and keeps the records transparent for every member.
Tisonke Group Contributions
Pool funds for shared goals like weddings or events in a non-interest-bearing wallet, with full transaction visibility for every member.
Airtime & Data
Top up any Zambian network — Airtel, MTN, Zamtel, or ZedMobile — in seconds, for you or your beneficiaries.
Fund Transfer
Instantly transfer funds to other wallets, banks, and mobile money operators — with saved beneficiaries for one-tap repeats.
Bill Payments
Settle utilities, airtime, data, TV subscriptions, and more — directly from your Bevura wallet. No queues, no late fees.
ZESCO Tokens
Buy electricity tokens in seconds, any time of day. Delivered by SMS — ready to punch into the meter.
Why Choose Yafika?
Regulated, secure, and built in Zambia — so the people and businesses using Bevura can focus on what matters, not on moving money around.
Bank-Grade Security
End-to-end encryption and real-time fraud monitoring protect every transaction you make.
Built for Zambia
From village savings groups to merchants on Cairo Road, every feature is tuned to the way Zambians move money.
Your Financial Companion
Bevura brings savings, transfers, and bills together in one app — with more tools for business rolling out next.
Financial Inclusion
Modern financial services within reach of every Zambian — including those the traditional system leaves behind.
Ready to Get Started?
Download Bevura today and take control of your finances — or talk to us about business solutions.