Our Story

Founded in 2023, Yafika Mobile Money Limited emerged from a vision to transform group and personal savings in Zambia. Regulated by the Bank of Zambia (License No. 06/PSB/2024), we set out to address the challenges of traditional savings with our innovative mobile app, Bevura.

Since our inception, we've worked tirelessly to create a platform that promotes financial inclusion, growth, and transparency. Bevura empowers communities and individuals to save safer, smarter, and happier, eliminating stress, hassles, and insecurities.

The name "Yafika" translates to "Arrive" in Chichewa, Nyanja, Bemba, and other Bantu languages — embodying our meaningful journey toward cutting-edge financial solutions and the future we are building for Zambia.

Our Mission

To deliver innovative, accessible, and affordable mobile financial services, empowering customers to manage their finances efficiently and securely.

Our Vision

To lead the transformation of mobile financial services in Zambia, making Yafika the trusted choice for secure and inclusive savings solutions.

Our Core Values

Customer-Centric

Yafika is committed to placing customers at the heart of its operations, ensuring their needs and satisfaction drive our services and innovations.

Operational Excellence

Yafika seeks distinction by creating value for its customers through efficient and effective provision of superior service.

Innovation

Yafika will always be creative and constantly looking for ways to improve its products and deliver cutting-edge financial solutions.

Respect

Yafika values its employees and key stakeholders with utmost respect and courtesy, fostering trust and strong relationships.

Integrity

Yafika ensures honest and open dealings with all stakeholders, devoid of financial malpractices, misinformation, and legal impropriety.

Why Choose Yafika?

Regulated & Interoperable

Licensed and regulated by the Bank of Zambia (License No. 06/PSB/2024), and integrated with the National Financial Switch — so Bevura can move money to and from every Zambian bank and mobile wallet, instantly and securely.

Community-First Approach

Built for Zambian communities. From village banking groups to urban merchants, our solutions are designed for the way Zambians live and work.

Cutting-Edge Technology

Powered by advanced encryption and modern financial technology, Bevura delivers fast, reliable, and secure transactions every time.

Financial Inclusion

On a mission to bring financial services to every Zambian, including the unbanked and underserved communities across the country.

Meet Our Team

The passionate team behind Yafika's mission

Khondwani Mweene

Country Manager / CEO

Cleopas Mwape

ICT Innovations & Projects Manager

Johnson Musukwa

IT Infrastructure Manager

Mukupa Chilufya

Business Development & Sales Manager

Twiiza Kamwendo

Risk & Compliance Manager

Dumisani Msimuko

Senior Accountant

Yafika Mobile Money Limited is licensed and regulated by the Bank of Zambia (License No. 06/PSB/2024). All transactions are secured with bank-grade encryption.

About Yafika